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Do you want to buy a house now?
Seeded on Mon Oct 29, 2007 6:18 PM EDT (Christopherray.co.uk)
Today wasn't a good day for the UK property market as there was lots of bad news about repossessions and poor prospects for house prices. Do you want to buy a house now?
Debt consolidation loan pitfalls
Seeded on Fri Oct 26, 2007 5:51 PM EDT (Christopherray.co.uk)
Debt consolidation loans have pitfalls as well as benefits, as this article points out.
House prices may fall according to the IMF
Seeded on Thu Oct 18, 2007 3:03 PM EDT (Christopherray.co.uk)
House prices in the UK may fall according to the IMF. They predict that the fall could be as severe as in the USA, however demand for housing remains strong so how likely is it that they are correct?
Conservatives to scrap Home Information Packs
Seeded on Tue Oct 16, 2007 1:38 PM EDT (Christopherray.co.uk)
The Conservatives are to scrap Home Information Packs (HIPs) if they get elected at the next election
Home information packs are forcing people to think about energy efficiency
Seeded on Mon Oct 15, 2007 9:03 AM EDT (Christopherray.co.uk)
Home information packs are forcing people to think about energy efficiency however they are still not seen as a useful addition to the house sales and purchase process.
Gloomy news about house prices
Seeded on Thu Oct 11, 2007 4:45 PM EDT (Christopherray.co.uk)
House prices in the UK actually fell in September as buyer and seller confidence slipped away.
The secret that can save you thousands of pounds when buying a new car
Seeded on Wed Oct 10, 2007 5:18 PM EDT (Christopherray.co.uk)
Buying a new car? I'll show you how I saved thousands of pound and got a better car too.
A credit card trick banks use to increase their charges
Seeded on Tue Oct 9, 2007 12:27 PM EDT (Christopherray.co.uk)
Credit card companies are using a a sneaky order of payments approach to maximise their interest charges.
Diesel now costs more than £1 per litre in the UK
Seeded on Fri Oct 5, 2007 2:50 PM EDT (Christopherray.co.uk)
For the first time, I saw diesel being sold at £1.02 per litre today. That equates to £4.64 which brings us nearer to the dreaded £5 per gallon.
New Ford Mondeo - good car but terrible depreciation
Seeded on Mon Oct 1, 2007 10:11 AM EDT (Christopherray.co.uk)
The new Ford Mondeo is a good car - a recent test drive proved that to me - however it already suffers from horrifying depreciation.
Major building company warns of falling house prices
Seeded on Wed Sep 26, 2007 11:37 AM EDT (Christopherray.co.uk)
Barratt Developments, one of the largest house builders in the UK, is predicting falling house prices in the near future as a result of the rises in interest rates and the recent credit crunch problems.
Crack down on self certification mortgages
Seeded on Tue Sep 25, 2007 5:10 PM EDT (Christopherray.co.uk)
Self certification mortgages are being abused to allow borrowers, many of whom are sub prime, to overstate their incomes to borrow more money.
The Toyota Prius - why I won't buy one
Seeded on Mon Sep 24, 2007 9:52 AM EDT (Christopherray.co.uk)
The Toyota Prius is an impressive car with undoubted environmental benefits, however I won't be buying one, as I explain in this article.
Home loans shake up after Northern Rock crisis
Seeded on Fri Sep 21, 2007 2:45 PM EDT (Christopherray.co.uk)
Rumours are circulating that two lenders are leaving the UK home loans market. A large mortgage company is also making it more difficult for sub prime borrowers. The Northern Rock crisis is starting to affect the UK loans market.
100 percent mortgages are not as attractive as they may seem
Seeded on Thu Sep 20, 2007 5:21 AM EDT (Christopherray.co.uk)
100 percent mortgages are not as attractive as they may seem, given the current turmoil from the credit crunch and predictions that the property market will plateau during the next year or so.
Northern Rock crisis forces government to make unprecedented fund guarantees
Seeded on Mon Sep 17, 2007 2:36 PM EDT (Christopherray.co.uk)
With big falls in the Alliance and Leicester share price at the end of trading today, the government has been forced to make an unprecedented fund guarantee to Northern Rock deposit holders.
Northern Rock Crisis - why we should all be concerned
Seeded on Mon Sep 17, 2007 10:00 AM EDT (Christopherray.co.uk)
The Northern Rock crisis is serious not only for its customers, who are still queuing down the streets outside its branches to withdraw their savings - but to us all.
Northern Rock problems - customers queue to get their money
Seeded on Fri Sep 14, 2007 9:31 AM EDT (Christopherray.co.uk)
Northern Rock customers are queuing in the streets to withdraw their funds from this ailing bank. Confidence is draining away from it, with potentially disastrous results.
Northern Rock problems deepen
Seeded on Thu Sep 13, 2007 5:57 PM EDT (Christopherray.co.uk)
Northern Rock had to borrow emergency funds from the Bank of England on Thursday as it's difficulties deepen during the credit crunch.
The British Gas HomeCare plans are starting to become expensive
Seeded on Thu Sep 13, 2007 6:53 AM EDT (Christopherray.co.uk)
British Gas has just raised the cost of its HomeCare maintenance plans by nearly 20 percent. They are starting to become too expensive, as I discuss here.
Save money - insulate your loft cheaply now
Seeded on Wed Sep 12, 2007 6:42 AM EDT (Christopherray.co.uk)
Insulating your loft is a fantastic way to save money on fuel bills. With B&Q's special offer on Knauf Space Blanket loft insulation at the moment, now is this time to improve the energy efficiency of your home.
Home Information Packs (HIPs) are slowing the house market down
Seeded on Mon Sep 10, 2007 6:53 AM EDT (Christopherray.co.uk)
Home Information Packs (HIPs) are slowing the house market down by as much as of 67% in some areas of the UK and this could have drastic consequences for the house market, now that they are required for 3 bedroom houses.
Interest rates stay the same - but mortgages may still cost more
Seeded on Fri Sep 7, 2007 9:48 AM EDT (Christopherray.co.uk)
Interest rates in the UK remained unchanged on Thursday, but there is still a risk that your mortgage payments may increase as the credit crunch bites.
Relief for borrowers as Bank of England holds rates
Seeded on Thu Sep 6, 2007 5:37 PM EDT (moneyhighstreet.com)
British borrowers were handed some respite on Thursday as the Bank of England decided to hold interest rates at 5.75%, but what does it mean to consumers?
House repossessions are increasing
Seeded on Tue Sep 4, 2007 10:17 AM EDT (Christopherray.co.uk)
House reposessions are increasing, according to a report, however consumers are still spending and borrowing, so the prediction that 124 houses may be repossessed each day, may, unfortunately, come true
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